AnnualCreditReport. Com

Category: Finance, Credit.

======================================= The TRUTH About Credit Repair. -by Scott McQuate. (C) Copyright Scott McQuate. How about those. ads that say you can get any major. credit. card without a deposit or a credit. check?

All Rights Reserved. http: //paxeon0niesong. hop. clickbank. net. ======================================= Have you ever wondered what companies. send you when they claim you can erase. bad credit overnight? Ads abound almost everywhere. these days( online and off) selling. books, systems and secrets to. help you fix your credit. Are these types of claims ALWAYS. too good to be true? Many. of these programs have claims. which read like the covers of. supermarket tabloids: "In 3hrs my credit score jumped. from 580 to 676! ". "Erase bad credit and smash your. debts with just 2 Magic Letters! ". The answer is. "Yes and. no" . In. reality. nothing could be further. from the truth. While many people would love for. you to believe the only thing that. can fix bad credit is time.

The fact is, time. is only one factor which can fix. a credit report, but it s a far cry. from being the only factor. Easy. How. can I back this up? Under a consumer protection law. known as the Fair Credit Reporting. What s this mean. to you? Act( a. k. a. the FCRA) the only. negative information which can. remain on your credit report is. not what is accurate. but what. can be proved as accurate under. the FCRA. It means any negative item on. your credit report can only remain. there if it is accurate and CAN.

This. undisputable fact presents. consumers with both good. news and bad news. BE PROVED AS SUCH under the. guidelines of the FCRA. The good news is that through. the FCRA your credit score can. most likely be improved dramatically. in a very short period of time with. only a modest amount of effort on. your part. This is the bad. news. 9 out of 10 courses on. restoring your credit will do nothing. more than lead you into snake. pits because they will provide. you with what the industry refers. to as" Boiler Plate" dispute letters. The bad news is that while the. actual" work" will take very little. of your time, it is vital that you. have good information on" how" to go about it. These are nothing more than form. letters and. quite frankly( more. bad news) the Credit Bureaus and.

While I agree with the Federal Trade. Creditors will laugh at you if you. try to use them. Commission( FTC) that" Anything a. This. involves strategies such as" Proof. of Contract" , "Constructive Notice" , "Challenge of Procedure" or. "Restrictive Endorsement" and many. others. Credit Repair Clinic can do for you. legally, you can do for yourself at. little or not cost" . the key element. you need for success is the latest. inside techniques and procedures. to get the results you want. All these terms may" sound" impressive. but they are really quite simple. Even more impressive, once you. learn how simple it can be by doing it. for. yourself, you will find there is a. fortune. to be made doing it for others!

In. the. end, it is nothing more than a method. of communication which exercises your. consumer protection rights, gets the. results you want and raises your credit. score. Either. way, it all starts by requesting a free. copy of your credit report here: http: //www. In the next segment we ll talk about: "Is Your Credit Score Costing. AnnualCreditReport. com. You A Fortune? " ======================================= The" CREDIT SECRETS BIBLE" has been in. print since 1994 and is published by. For more information on the" CREDIT.

Consumer Publishing Group. SECRETS BIBLE" you may visit: http: //paxeon0niesong. hop. clickbank. net. =======================================

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